A white undercoat on a chinchilla or a chestnut is a little intriguing. Both chins and chestnuts
should have slate blue undercolor. It's usually the reds, fawns and lynx that get the whitish undercolor.
A dark undercoat with tipping could probably describe either steel or silvering. But a steel has only light-colored tips (gold or white) and should not have plain light hairs, while the silvered rabbit has both white tips and also white hairs throughout (but no gold at all). Your doe has gold tips, which is the clincher that says she's a steel, not a silver.
Steels can have what look like rings as they are developing (belying their underlying agouti status), but the bands are disordered, and end in gold tips instead of black. I've mostly seen this on juniors, but slight ring color can also appear around the lower part of the body in adult Steel Gray Flemish Giants and Silver-tipped Steel Netherland Dwarfs, for instance. It sometimes appears in the lop breeds as well, but is considered a fault.
Silver Fox should have dark (slate) undercolor, blending to a jet black surface color broken by white or white-tipped hairs. I don't have any images of silver fox fur, but here is another silvered breed, a Champagne D'Argent, followed by a blue silver-tipped steel:
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Most descriptions of steel don't specifically mention undercolor, rather they call for color to run as deep toward the skin as possible. The image above is a fairly poorly-colored blue steel, meaning its blue color is quite light and is not carried deep to the skin. But you can see the difference in distribution of white, anyway.
But really, your agoutis shouldn't have white undercolor either. Chestnuts should have a slate blue undercolor, an orange intermediate band, and black tips. Here's a chestnut, which has pale slate blue, not white undercolor:
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Chinchillas should also have a dark slate undercolor, a pearl intermediate band and a narrow black band, then a combination of black and white-tipped guard hairs:
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What might be going in your rabbits is something that plagues many breeders, and doesn't necessarily have anything to do with agouti or steel but rather the depth of the base color. Self colors (including silvered colors like black, blue, chocolate or lilac, but not including steel), are especially valued if the surface color runs deep toward the skin, like this:
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But many rabbits have surface color that stays at the surface, leaving a pale (though not usually completely white) undercolor. The one pictured below is actually not all that bad - I've worked at eliminating shallow color in my rabbits - but you may still be able to see that she has a paler undercolor compared to the surface color than the rabbits pictured above:
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Some rabbits are much more dramatic than this - I would include the silver-tipped blue steel above. Maybe your doe is in this situation, with her base color just not carrying very far down the hairshaft?
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I believe
@judymac was pursuing an explanation for pale undercolor and shallow surface color in her angoras' wool, but I'm not sure if she ever came up with one that satisfied her... which if she did, I'd love to hear!